Find Financial Help for Seniors: 2,500+ Federal, State, and Private Benefits Programs

financial help for seniors

Thousands of programs provide financial benefits for seniors

Senior care is expensive. Fortunately, there are over 2,500 federal, state, and private benefits programs that provide financial help for seniors.

They cover over a dozen categories including medication, health care, income assistance, food, housing, and transportation.

To quickly find programs for your older adult, we recommend a free service from the National Council on Aging called BenefitsCheckUp. This trustworthy, easy-to-use online tool simplifies the process and saves time.

We explain why BenefitsCheckUp is safe to use and how to use it to find benefits programs to help your older adult with essential expenses.



A free service from the National Council on Aging

BenefitsCheckUp is safe to use because it’s a free service from the National Council on Aging (NCOA), a leading nonprofit service and advocacy organization.

Since 1950, the NCOA has been working to improve the lives of Americans aged 60+, especially those who are struggling.

They provide community programs and services, online help, and advocacy. NCOA also builds public awareness, influences federal legislation, and creates national programs to make life better for older adults.


How to use BenefitsCheckUp

Step 1
Enter your older adult’s zip code and answer 8 basic questions to get an initial report of the financial help for seniors that’s available in the area.

After answering those basic questions, you’ll have the option to sign up and get the results emailed to you. This is completely optional. If you say “No, thanks” you’ll still be able to view the initial report.

financial help for seniorsAn initial report of available benefits programs

Step 2
Browse the initial list to get basic information about the available programs. 

To find out if your older adult will be eligible for specific programs, click “Complete Your Benefit Report” to answer additional questions.

The result will be a personalized report and detailed info on how to apply for each program.


Next Step  Find benefits programs that will provide financial help for your older adult


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By DailyCaring Editorial Team
Image: Sell Mom’s House


This article wasn’t sponsored and doesn’t contain affiliate links. For more information, see How We Make Money.


  • Reply August 6, 2019

    karen combs

    How disappointing. Started completing the questionnaire — tried listing medications and all came to a stand still.

    • Reply August 6, 2019

      I’m sorry you had a negative experience at the NCOA website. Before we recommended the tool, we tried it several times and was able to complete the entire process with no issues.

      Perhaps there was a technical glitch or a temporary internet connection issue that caused the problem. If you decide to try it again, hopefully it will work well.

  • Reply June 2, 2019

    Julie Ann Ness

    I was a non paid live in caregiver/room & board, for an 83 yr old lady with dementia, for over a year. In that time, she went from being able to walk, shower, and toiletries, to not walking at all, losing time in the shower, and being totally incontinent. She needs 24 hour care. Her son is very abusive to her, verbally and physically. I did the best I could for her, but she just kept getting worse. I told her son repeatedly that she should be in a home, so that she could get the care she deserved, including medical appointments. This is her home that her retirement pays for, which is good because the son has her debit/credit cards. I have called the elder abuse hotline 4 times now, to no avail.
    He is the only person she ever sees, except when I can sneak to visit her. She has 3 other sons, but only one seems to care. What can I do to get her the help she needs, and to get her away from the abuse?

    • Reply June 8, 2019


      It’s wonderful that you’re trying to help your former client. It’s a tough situation since you’re not a relative and her family most likely has Power of Attorney to make decisions on her behalf.

      You may want to try contacting your local Area Agency on Aging to see if they have contacts within the Adult Protective Services department in your area.

      More info on how to find them — Local Community Resources for Seniors and Caregivers: Area Agency on Aging

  • Reply January 21, 2019

    Shawna A Sweitzer

    Hello we have my mom at senior life so she can stay at home and we aren’t happy with this facility I need help to try and find her a new facility can you help

  • Reply September 24, 2016



    • Reply September 24, 2016

      Connie Chow

      If you’d like to provide care for others, you might want to speak with someone at a local home care agency to see what the requirements are for a caregiving job. If you’re asking about getting paid to care for a family member, there are government programs that will pay you to care for your older adult. In some states, the program is called In Home Supportive Services (IHSS). Check with your local Area Agency on Aging to find out more about the program in your area. Here’s more info on the Area Agency on Aging —

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