Thousands of programs provide financial benefits for seniors
Senior care is expensive. Fortunately, there are thousands of federal, state, and private benefits programs that provide financial help for seniors.
They cover over a dozen categories including medication, health care, income assistance, food, housing, and transportation.
To quickly find programs for your older adult, we recommend a free service from the National Council on Aging called BenefitsCheckUp.
This trustworthy, easy-to-use online tool simplifies the process and saves time.
We explain why BenefitsCheckUp is safe to use and how to use it to find benefits programs to help your older adult with essential expenses.
A trusted free service from the National Council on Aging
BenefitsCheckUp is trusted and safe to use because it’s a free service from the National Council on Aging (NCOA), a leading nonprofit service and advocacy organization.
Since 1950, the NCOA has been working to improve the lives of Americans aged 60+, especially those who are struggling.
They provide community programs and services, online help, and advocacy.
NCOA also builds public awareness, influences federal legislation, and creates national programs to make life better for older adults.
Their BenefitsCheckUp tool is also the nation’s most comprehensive online tool that connects older adults to benefits.
How to use BenefitsCheckUp
Step 1
Enter your older adult’s zip code and choose some or all of the benefits categories to see the programs that are available in the area.
A list of available benefits programs
Step 2
Expand the sections and click the provided links to find out more about available programs.
To find out if your older adult will be eligible for specific programs, click “Complete Eligibility Check” or “See If You May Be Eligible” to answer additional questions.
The result will be a personalized report and links to further info about how to apply for each program.
Get help with BenefitsCheckUp
For questions or help, you can speak to a BenefitsCheckUp support specialist through the website's chat feature or by calling the hotline at 1-800-794-6559.
Next Step Find benefits programs that provide financial help for your older adult
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By DailyCaring Editorial Team
Image: Sell Mom’s House
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About the Author

Connie Chow
Connie was a hands-on caregiver for her grandmother for 20 years. (Grandma made it to 101 years old!) She knows how challenging, overwhelming, and all-consuming caring for an older adult can be. She also knows how important support is — especially in the form of practical solutions, valuable resources, and self-care tips.
I would like information on any programs for Seniors that provide grants for roof repair and/or roof replacement.
In this article, we suggest 7 helpful organizations that offer assistance with home repairs. We hope there’s one in your area that can help – https://dailycaring.com/7-sources-of-home-repair-assistance-for-seniors/
Your local Area Agency on Aging may also be able to connect you to organizations that can help. More info here — Area Agency on Aging: Resources for Seniors https://dailycaring.com/area-agency-on-aging-resources-for-seniors/
You may also want to check to see if you’re eligible for other benefits programs that can help with expenses using the resource linked in this article — Find Financial Help for Seniors: 2,500+ Federal, State, and Private Benefits Programs https://dailycaring.com/find-financial-help-for-seniors-federal-state-and-private-benefits-programs/
I would help all of you if I were able, and closer to you. I am a 61 yr old, disabled female. I am able to do a lot of stuff like electrical, plumbing, construction, etc in my home on my own, but a lot I can’t. Make sure to email your Energy Assistance Program. Apply for all they offer. They have given me about $700 assistance with paying my energy bill. And I am In the process of getting assistance with insulation. If insulation can’t be performed due to a health hazard, they will fix the health hazard no charge to me (after they get the funds in April) first then complete the insulation. Email your local Habitat for Humanity and ask for help. If you live in a rural area go to the HUD site and apply for their help. I have applied everywhere I can find and am not giving up.
Thank you for sharing your experience and insights!
I AM 69 YEAR DISABLED SENIOR ON A FIXED INCOME I WAS A VICTIM OF IDENTITY THEFT. I OWE BACK RENT AND CAN’T AFFORD TO PAY OFF MY DEBTS. I’M TRYING TO FIND A GRANT FOR ABOUT $50.000 TO ENABLE ME TO GET BACK ON MY FEET. IS THERE
GRANT PROGRAMS JUST FOR SENIORS WHO ARE LOW INCOME.
We’re so sorry to hear about the identity theft. Your local Area Agency on Aging may be able to connect you to local organizations who can provide help or connect you with financial assistance programs. More info here – Area Agency on Aging: Resources for Seniors https://dailycaring.com/local-community-resources-for-seniors-and-caregivers-area-agency-on-aging/
You may also be eligible for government assistance programs that help pay for household and caregiving costs. Use the links in the article above to use the BenefitsCheckUp tool to find out about programs that you may qualify for.
We are in need of aplumber but can’t afford one we sure would appreciate any answers
There are many organizations that offer help with home repairs for those who qualify for their programs. We suggest 7 helpful organizations here – 7 Sources of Home Repair Assistance for Seniors https://dailycaring.com/7-sources-of-home-repair-assistance-for-seniors/
Your local Area Agency on Aging may also be able to connect you to local organizations who can provide help or connect you with financial assistance programs. More info here – Area Agency on Aging: Resources for Seniors https://dailycaring.com/local-community-resources-for-seniors-and-caregivers-area-agency-on-aging/
You may also be eligible for government assistance programs that help pay for household and caregiving costs. Use the links in the article above to use the BenefitsCheckUp tool to find out about programs that you may qualify for.
My sister-in-law lives in Billerica, Ma. I live in San Diego, CA. She lives in her own house, which she prefers, but hires caregivers 24/7 to tend to her needs. She is not mobile and lives in a 2 story house. Right now, she has money to support her care, but she has been warned that this nest egg will disappear soon. The care she needs is expensive but she is not doing anything to plan for the time when her money will run out. What can I do to connect with social services in Massachusetts to get her the support she needs? My husband has Alzheimer’s so I am unable to travel. Please point me in the right direction.
You may want to contact the Area Agency on Aging in your sister-in-law’s county to get connected with local organizations that can help with this situation.
More info here – Area Agency on Aging: Resources for Seniors https://dailycaring.com/area-agency-on-aging-resources-for-seniors/
I need my house repair and work on very bad it my parent house i need help
There are many organizations that offer help with home repairs for those who qualify for their programs. We suggest 7 helpful organizations here – 7 Sources of Home Repair Assistance for Seniors https://dailycaring.com/7-sources-of-home-repair-assistance-for-seniors/
Your local Area Agency on Aging (AAA) may also be able to connect you to organizations that can help. More info here – Area Agency on Aging: Resources for Seniors https://dailycaring.com/area-agency-on-aging-resources-for-seniors/
I was wondering what places I go gravitate to, to receive help toward internet fees or a fee placed around internet mail boxes? Thank you
This article might be helpful in finding low cost internet service – 8 Sources of Low Cost Internet for Seniors https://dailycaring.com/7-sources-of-low-cost-internet-for-seniors/
if you get food stamps you can call AT&T and tell them that you want internet for 10.00 a month. i just got the service from them like the beginning of the month, i just received my bill and it literally is ONLY 10.00 a month.. works fine for my laptop and 2 cell phones. just letting you know how i got it… have a great day..
BTW, the comment above my service is in pensacola florida.. i failed to tell you that. sorry..
Thanks for sharing your experience and tips!
My Uncle who lives in another state in living in a house thats falling apart. My heart is broken because he used all his savings and social security but still does not have enough to finish his house. Where can I find him assistance to pay the contractor to finish his house. Any information would be appreciated.
We’re so sorry to hear about your uncle’s situation. There are many organizations that offer help with home repairs for those who qualify for their programs.
We suggest 7 helpful organizations here – 7 Sources of Home Repair Assistance for Seniors https://dailycaring.com/7-sources-of-home-repair-assistance-for-seniors/
His local Area Agency on Aging (AAA) may also be able to connect you to organizations that can help. Find his county’s AAA using the links in the home repair article above. We also share more information about AAA’s here – Area Agency on Aging: Resources for Seniors https://dailycaring.com/area-agency-on-aging-resources-for-seniors/
I am a 63 year old female, on Medicaid and food stamps. Most of my teeth fell out and had some pulled. I would like to get dentures but don’t have the money for them. The SSI I receive is just enough to pay my rent, so don’t have any money to pay for them. Is there any help to get dentures for me?
There are a number of sources of free and low cost dental care that may be helpful. We found them at this article from the U.S. Dept of Health and Human Services – https://www.hhs.gov/answers/health-insurance-reform/where-can-i-find-low-cost-dental-care/index.html